投資旅程
Peter is talking to his investment adviser, Sarah, about recent market volatility.
彼得在跟他的投資顧問莎拉談論最近的市場波動。
advise (v.)忠告,勸告,意見；adviser(n.)顧問；financial adviser 財務顧問
Peter: My investment return has dropped for the fifth consecutive day. I’m very worried.
彼得：我的投資收益已經連續下跌五天了。我很擔心啊。
return(n.)收益,利潤,回報consecutive(adj.)連續的,連貫的
Sarah: I completely understand how you feel. The market has been very volatile recently.
莎拉：我完全了解你的感受。最近市場波動很大呢。
volatile(adj.)不穩定的,容易波動的,易怒的,喜怒無常的
Peter: Why is the market going down?
彼得：為什麼市場在下跌啊？
Sarah: The reason for the market volatility is rising interest rates. It is a normal market reaction to when interest rates go up.
莎拉：市場波動的原因是因為利率上升。這是利率上升時的正常市場反應。
the reason for sth. 某事的原因interest rates 利率reaction to sth. 對某事的反應
Peter: Should I close my investment account?
彼得：我應該關掉我的投資帳戶嗎？
Sarah: If you withdraw or close the investment, that means you are selling the investment assets at a low point and realize the loss.
莎拉：如果你撤出資金或關掉帳戶，這就代表你在低點賣出投資資產，且變現了損失。
withdraw(v.)提領,提款,撤出realize(v.)變現,變賣
Peter: What should I do?
彼得：我應該怎麼做？
Sarah: There’s nothing you need to do. Market volatility is part of the investment journey. The market will recover, so we just need to ride the wave.
莎拉：你什麼都不必做。市場波動是投資旅程的一部份。市場會回穩的，所以我們就只需要順勢而為就好了。
recover(v.)恢復,康復ride the wave 借助某事並從中受益