勿提供財務或個人資訊
Nowadays, anyone who has a cell phone or uses the internet is likely to be the target of a scammer.
如今，任何擁有手機或使用網路的人都可能成為詐騙者的目標。
nowadays(adv.)如今likely(adv.)可能地=possiblyprobably(adv.)很有可能地=very likelytarget(n.)目標scammer(n.)詐騙者trick sb. into doing sth.騙某人去做某事
Because scams are now so common, knowing how to avoid them is an extremely important skill.
由於詐騙如此普遍，因此防範詐騙是一項極其重要的技能。
common(adj.)常見的uncommon(adj.)罕見的extremely(adv.)極度地skill set技能組合
According to the U.S. Federal Trade Commission, being able to identify scams is the first step toward avoiding them.
根據美國聯邦貿易委員會（FTC），能夠識別詐騙是避免詐騙的第一步。
commission(n.)委員會、佣金identify(v.)識別fall victim(prey) to sth.成為…的受害者victim(n.)受害者prey(n.)獵物
The FTC notes that people should watch out for the following four signs of scams.
FTC指出，人們應該注意以下四種詐騙的跡象。
note(v.)指出，常與that子句連用watch out for=look out for注意、小心留意…following(adj.)接下來的sign(n.)跡象
First, scammers can pretend to be from a business, such as a tech company or bank, or a government department that is known to their target.
首先，詐騙者可能會假裝來自某個企業，如科技公司或銀行，或目標對象知道的某個政府部門。
pretend(v.)假裝business(n.)公司行號(可數)=firm, companybusiness(n.)生意(不可數)be known to sb.被某人所知
In addition, scammers may say that there is either a problem or a prize, which involves paying or winning money.
此外，詐騙者可能會說有問題或有獎品，涉及到付錢或中獎。
in addition此外=what’s more, moreovereither...or...不是…就是…involve(include)+V-ing
They may also tell their targets that actions, such as paying money, must be done immediately and only in specific ways.
他們還可能告訴目標，必須立即採取行動，如支付款項，而且只能以特定方式進行。
immediately(adv.)立即=without delayspecific(adj.)特定的、精準的
In order to avoid these types of financial scams, the FTC recommends that everyone follow these practical tips:
為了避免這類金融詐騙，FTC建議每個人遵循以下實用提示：
in order to do sth.為了要做某事avoid doing sth.避免做某事type(n.)種類表建議(recommend, suggest, propose)或命令(order, commend)或要求(demand, ask, require, urge, request)的動詞+that+S+VRpractical(adj.)實用的
Block and don’t answer calls from unknown phone numbers.
封鎖並且不要接聽陌生電話號碼的來電。
block(v.)封鎖unknown(adj.)不知名的
Don’t respond to emails or text messages from unknown people.
不要回覆來自陌生人的電子郵件或簡訊。
respond to sth.=reply to sth.回覆
Never give financial or personal information to an unexpected request for them.
切勿對突如其來的請求提供財務或個人資訊。
unexpected(adj.)突如其來的、不在預期內的request(n.)請求make a request for sth.提出…的要求
Don’t act immediately to send money or give information to unknown people.
不要立即匯款或提供資訊給陌生人。
Never pay an unknown person with cryptocurrency or gift cards or through payment apps or money services, like Western Union.
切勿使用加密貨幣、禮品卡或透過支付應用程式或匯款服務（如西聯匯款）向陌生人付款。
cryptocurrency加密貨幣crypt(n.)教堂地下室cryptic(adj.)隱晦的、晦澀難懂的、神秘的=mysteriouscurrency(n.)貨幣app=application(n.)應用程式