不知情vs.知情
Fraud and scams are two similar types of crimes that can both result in financial loss for the victims.
詐欺和騙局是兩種類似的犯罪類型，都會給受害者造成財務損失。
fraud(n.)詐騙、詐欺be charged with…被指控be similar to sth.與～相似commit a crime犯一宗罪result in造成=lead to=bring about=causefall victim to sth.受～所害=fall prey to sth.
Even though the two terms are often used as synonyms, they are not exactly the same.
儘管這兩個詞常被當作同義詞，但它們並不完全相同。
term(n.)措辭
According to internet security and data firm DarkOwl, fraud is theft of money without the victim knowing while scams result in the loss of money with the victim’s permission or knowledge.
根據網路安全和數據公司DarkOwl的說法，詐欺是在受害者不知情的情況下盜取錢財，而騙局則是在受害者允許或知情的情況下造成錢財損失。
night owl(n.)夜貓子theft(n.)盜竊、偷竊行為whereas(conj.)而、但是permission(n.)允許knowledge(n.)知曉、了解She sent the letter without my knowledge.她背著我把信寄出to the best of one’s knowledge據某人所知
Some common examples of fraud include credit card numbers or bank account information being stolen by criminals through illegal methods, like hacking or software that gathers data from victims’ computers.
一些常見的詐欺例子包括犯罪分子透過非法手段，如駭客攻擊或從受害者的電腦中收集數據的軟體，竊取信用卡號碼或銀行帳戶資訊。
include(v.)包含(後加V-ing)illegal(adj.)非法的=against the lawgather(v.)收集gather evidence收集證據
In addition, HSBC Bank notes that fraudsters — or criminals who are involved in fraud — can even steal victims’ identities, which they then use to illegally apply for credit cards or loans.
此外，匯豐銀行指出，詐欺者或從事詐欺的犯罪分子甚至可竊取受害者的身份，然後利用這些資訊非法申請信用卡或貸款。
fraudster(n.)詐欺者be involved in從事be involved in politics從事政治identity(n.)身份apply for申請apply to適用於(後加機構)pay off a loan付清貸款
In each of these types of crimes, the victims do not know that their information is being stolen.
在上述每一種犯罪中，受害者並不知道自己的資訊被盜。
Scams, on the other hand, are crimes in which criminals trick people into giving them money or personal information.
另一方面，騙局則是犯罪分子利用欺騙手段讓人們交出錢財或個資的犯罪行為。
on one hand…on the other hand一方面～另一方面trick sb. into doing sth.欺騙某人做某事
According to PayPal, investment, employment, and dating scams are most common, and scammers use various phishing methods, like messaging or emails.
根據PayPal的說法，投資、就業和約會詐騙是最常見的，詐騙犯使用各種釣魚手段，如發送訊息或郵件。
make an investment in sth.投資～various(adj.)各式各樣的=a wide variety ofphishing(n.)網路釣魚
In all of these cases, the victims believe they are providing money and information to people they can trust, which is why it is said that these crimes happen with the victims’ permission.
在所有這些案件中，受害者都認為自己是在向可以信任的人提供錢財和資訊，這就是為什麼這些犯罪是在受害者允許的情況下發生的。
provide sth. to sb.提供某人某物=provide sb. with sth.put one’s trust in sb.信任某人=have faith in sb.=have confidence in sb.