急需手術費
Jim and Megan are roommates. Jim is in a panic.
吉姆和梅根是室友。吉姆正陷入恐慌。
in a panic恐慌中
Megan: You look very upset. What’s going on?
梅根：你看起來很不好欸。怎麼回事？
upset(adj.)不安的
Jim: It’s a bit embarrassing to say, but do you know how to get cash fast?
吉姆：說起來有點尷尬，但你知道怎麼快速拿到現金嗎？
embarrassing(adj.)令人尷尬的、難為情的
Megan: Tell me what happened first.
梅根：先告訴我發生了什麼事情。
Jim: My brother had a car accident. We need money for the surgery.
吉姆：我哥哥出了車禍。我們需要錢動手術。
surgery手術or operation
Megan: You can try a cash advance. It’s like a short-term loan offered by the credit card issuer.
梅根：你可以試試預借現金。就是信用卡發行商提供的短期貸款。
short-term短期的loan(n.)貸款、mortgage房貸
Jim: Where can I get a cash advance?
吉姆：哪裡可以預支現金？
Megan: With a PIN, it is possible to get a cash advance from an ATM. And of course, you can always go to your bank to request a cash advance with your card.
梅根：如果有PIN碼，就可以從ATM來取現金。當然直接到銀行也可以用信用卡預借現金囉。
request(v.)需求
Jim: Alright. Thank you for the information.
吉姆：好。感謝你的資訊。
Megan: Just keep in mind that you can expect a fee for the service. Also, there’s no grace period. Interest will be charged from the date you get a cash advance.
梅根：但請記住都會收取額外的手續費。另外，預借現金通常沒有寬限期。利息會從你拿款那天開始算。
keep in mind that…記住、注意expect(v.)預期grace period還款寬限期charge(v.)收費