中產階級倍感壓力
In recent years, Taiwan’s housing prices have reached levels that many experts consider unsustainable.
近年來，台灣房價已達到許多專家認為難以持續的水準。
level(n.)程度、水準unsustainable(adj.)無法持續的sustainable energy／business永續能源／企業sustainability(n.)可持續性、永續性
According to E.Sun Financial Holding’s chairman Huang Nan-chou, buying a home in Taipei now requires families to spend about 71% of their monthly income on mortgage payments.
玉山金控董事長黃男州表示，台北家庭購屋時，平均需將71%的月收入用於房貸。
require sb. to do sth.要求某人做某事mortgage(n.)房貸、抵押貸款take out a mortgage獲得貸款pay off a mortgage還清貸款
On average, it could take over 16 years of total household income to purchase a median-priced home in the city.
在台北，要購買一間中位數價格的房子，可能需要超過16年的家庭總收入。
on average平均來說household(adj.)家庭的、家用的(n.)家庭、戶household income／expenses家庭收入／開銷purchase(v.)購買
Even across Taiwan, housing costs are significantly higher than the global average, putting serious pressure on households.
即使放眼全台，房價也遠高於全球平均，對家庭造成沉重負擔。
significantly(adv.)顯著地put pressure on...給…帶來壓力pressure(n.)壓力(v.)迫使、對…施加壓力
The chairman emphasized that this situation is especially difficult for the middle class and younger generations.
黃董事長強調，這種情況對中產階級與年輕人尤其艱難。
emphasize(v.)強調emphasis(n.)重視、強調put emphasis on sth.重視某事物
When most of a family’s earnings go to mortgage payments, little is left for daily expenses or savings.
當大部分收入用來繳房貸時，留給日常開銷與儲蓄的空間很小。
earnings(n.)收入、薪資、利潤earnings per share每股盈餘savings(n.)儲蓄
He also pointed out a possible link between high housing prices and Taiwan’s low birth rate.
他也指出，高房價可能與台灣低出生率有關。
point out指出be related to...與…有關連
If prices continue to rise, it could further reduce the ability of young people to buy homes and start families.
若價格持續上升，年輕人購屋與成家的能力將進一步下降。
reduce(v.)減少、降低
Although the housing market has seen a slowdown in sales this year, prices remain near historic highs.
雖然今年房市成交量放緩，但房價仍接近歷史高點。
slowdown(n.)減緩economic／production slowdown經濟／生產放緩slow down減速、放慢historic(adj.)歷史性的historical(adj.)歷史的、有關歷史的
The chairman believes both the government and the financial sector should take steps to make home ownership more achievable for first-time buyers.
黃董事長認為，政府與金融業都應採取措施，讓首次購屋者更容易買到房子。
take steps=take action採取行動achievable(adj.)可達成的achieve(v.)達到、完成
Without such efforts, he warns, the middle class could face even greater financial strain in the years ahead.
否則，中產階級在未來幾年恐將承受更大的經濟壓力。
strain(n.)壓力put a strain on sb.／sth.對某人／某事造成壓力、負擔