投資動能仍足
Taiwan’s Directorate-General of Budget, Accounting and Statistics has estimated that the country’s excess savings will approach NT$4.8 trillion this year, and could exceed NT$5 trillion next year.
台灣主計總處估計，今年台灣的超額儲蓄將接近4.8兆元，明年可能突破5兆元。
directorate(n.)部門statistics(n.)統計數據、統計學(不可數)estimate(v.)(n.)估計／rough estimate粗略的估計approach(v.)接近、靠近(n.)方式／adopt a different approach採取不同的方式exceed(v.)超過=surpass／exceed sb’s expectation超過某人的期望
The rapid growth is largely due to the booming artificial intelligence industry, which has increased Taiwan’s current account surplus.
這一快速增長主要受到人工智慧產業熱潮的推動，使台灣經常帳順差增加。
rapid(adj.)快速的=speedyboom(v.)興隆、激增surplus(n.)剩餘、過剩
This is the first time that Taiwan’s excess savings have surpassed NT$4 trillion.
今年是台灣超額儲蓄首次突破4兆元大關。
surpass(v.)超越、勝過
Excess savings are calculated by subtracting domestic investment from gross national savings.
超額儲蓄是以國民總儲蓄減去國內投資計算得出。
It is calculated that…據估算～calculated(adj.)精心策劃的／calculating(adj.)精明的subtract(v.)減去take away減去domestic(adj.)國內的／domestic flight國內航班gross(adj.)總共的／gross weight總重量／gross income稅前總收益／gross profit毛利
A high number indicates that more money is idle and not used for investment.
數字越高，代表更多資金閒置而未投入投資。
idle(adj.)閒置的、未使用的、無聊的remain／lie idle處於閒置的狀態idle chatter閒聊The devil makes work for idle hands.人閒生是非
Data from DGBAS shows that Taiwan’s excess savings have grown very quickly in recent years.
主計總處的數據顯示，近年來台灣超額儲蓄規模迅速上升。
After exceeding NT$3 trillion in 2020, it reached NT$4 trillion in 2025, with the latest forecast at NT$4.79 trillion. By 2026, it is expected to rise further to NT$5.1 trillion.
2020年超過3兆元，2025年突破4兆元，最新預測為4.79兆元，預計2026年將進一步增至5.1兆元。
forecast(n.)(v.)預測、預言(三態:forecast,forecast,forecast)further(adj.)更進一步的／farther(adj.)更遠的
Tsai Yu-tai, head of the DGBAS’ Department of Statistics, explained that excess savings are often seen as idle funds.
主計總處綜合統計處處長蔡鈺泰解釋，外界通常將超額儲蓄視為閒置資金。
be seen as／be regarded as／be viewed as…被～視為raise funds募資
However, from the national income accounting perspective, a current account surplus and excess savings are two sides of the same coin.
然而，從國民所得會計角度來看，經常帳順差與超額儲蓄是一體兩面。
from a ...perspective從～角度來看two sides of the same coin一體兩面
Taiwan’s economy is export-oriented, and strong AI demand has increased the surplus.
台灣屬出口導向經濟，AI需求強勁推高順差。
economy(n.)經濟／economic(adj.)經濟的／economist(n.)經濟學家-oriented(suffix)以～為導向的
Despite the growth of excess savings, investment rates are still high, at 26.27% in 2025 and 26.62% in 2026, which shows that investment activity continues to be strong.
儘管超額儲蓄增加，投資率仍維持在高水平，2025年為26.27%，2026年為26.62%，顯示投資動能仍然充足。