只剩3縣市可合理負擔
Recently released 2023 third-quarter data from Taiwan’s Ministry of the Interior revealed a continuing national problem: the sharpening of housing unaffordability.
台灣內政部最近公布的2023年第三季度數據顯示出一個持續存在的國家問題：住房負擔不起的問題日益加劇。
a newly-released movie一部剛發行的電影interior(adj.)內部的Ministry of the Interior內政部interior design室內設計exterior(adj.)外部的sharpen(v.)加劇
While not all areas of Taiwan were shown to be suffering equally, this “trend ran counter to joint efforts by policymakers to facilitate a soft landing for house prices.”
雖然並非台灣所有地區都受到同樣受苦，但這一「趨勢與政策制定者一齊努力促使房價軟著陸的方針背道而馳。」
run counter to與～相悖、背道而馳joint efforts共同努力=concerted effortsfacilitate(v.)促進、使便利
According to the data, the country’s housing price index — which measures changes in the prices of residential housing — increased 1.82% to 133.18% during last year’s third quarter.
數據顯示，去年第三季度，全國住宅價格指數（衡量住宅價格變化的指數）上升了1.82％，達到133.18％。
index(n.)指數measure(v.)衡量;測量
Meanwhile, the house price-to-income ratio “climbed to 9.82 times the average of household income nationwide,” a newly recorded high.
同時，房價所得比「攀升至全國家庭平均收入的9.82倍」，創下歷史新高。
meanwhile(adv.)同時=in the meantimeratio(n.)比;比例;比率average(n.)平均on average平均而言a newly recorded high紀錄新高=a record high
In addition, the country’s mortgage burden — which is a measure of mortgage expenditure versus monthly household income — grew 0.16% from the previous quarter to 42.25% of the average household income.
此外，全國的房貸負擔（即房貸支出佔家庭月收入的比例）比上一季度增長了0.16%，達到平均家庭收入的42.25%。
mortgage(n.)房貸burden(n.)負擔versus(prep.)與…相比(常縮寫為vs、vs.或v)
This represents a 5.42% year-over-year increase from 2022’s third-quarter data.
與2022年第三季度的數據相比，同比增長了5.42%。
year-over-year=year-on-year同年相比的
According to government definitions, mortgage burdens of 30% are “reasonable,” those between 30 to 40% are “relatively high” and anything over 50% is “overly high.”
根據政府的定義，房貸負擔在30%為「合理」，30%至40%之間為「相對較高」，而在50%以上則是「過高」。
by definition根據定義
Based on these three differentiations, almost all areas of Taiwan fell into the “relatively high” to “overly high” ranges, with Taipei’s 67.13% topping the list.
根據這三個區分標準，台灣幾乎所有地區都屬於「相對較高」到「過高」的範圍，其中台北以67.13%位居榜首。
based on...根據...differentiation(n.)區分標準fall into…落入(某類別或範圍)top the list位居榜首=top the chart
In fact, according to the data, only three locations experienced “reasonable” mortgage burdens: Keelung City, Pingtung County and Chiayi County.
事實上，根據數據，僅有三個地點的房貸負擔被認為是「合理的」，為基隆市、屏東縣和嘉義縣。
Despite Taiwan’s government introducing “interest rate subsidies for first-home purchases” in August 2023, this data clearly shows that the public’s complaint of housing unaffordability was not only continuing but also getting worse during 2023’s third quarter.
儘管台灣政府於2023年8月推出「首次購屋利息補貼」，但這數據清楚顯示，住房負擔不起的民怨仍在，而且在2023年第三季度變得更糟。
despite(prep.)儘管=in spite ofsubsidy(n.)補貼金;補助interest rate利率get worse惡化=worsen=exacerbate=aggravate