避免超支
Planning a dream wedding, buying a new house or booking a once-in-a-lifetime vacation — what do these things have in common?
籌劃夢想婚禮、購買新房或預訂一生一次的假期——這些事情有什麼共通點？
book(v.)預訂=reserveonce-in-a-lifetime(adj.)一生中難得一次的;千載難逢的;難能可貴的have...in common有共同點
They are all big expenses that require careful financial planning to pay for successfully.
這些都是需要仔細財務規劃的重大開銷。
major(adj.)重大的require(v.)要求、需要
While reaching these types of financial goals may seem intimidating at first, some simple — and smart — planning strategies can help.
雖然達成這類財務目標乍看之下可能會令人感到壓力山大，但一些簡單而明智的規劃策略可以幫到你。
reach(v.)達成=attain=achieveat first起初、一開始=in the first placeintimidating(adj.)令人畏懼的、嚇人的intimidate(v.)恫嚇、恐嚇
The basic first step of any large expense plan is determining the cost and the deadline.
任何大額支出計劃的基本第一步都是確定費用和付款截止日期。
determine(v.)確定determined(adj.)下定決心做某事be determined to VR=make up one’s mind to VR下定決心做某事meet the deadline趕在截止日期之前完工
Properly evaluating these specifics can help create a practical savings strategy to reach the goal.
正確評估這些細節有助於制定實際的儲蓄策略，以實現目標。
properly(adv.)妥善地、適當地proper(adj.)適當的;恰當的、improper(adj.)不適當的;不恰當的evaluate(v.)評估、衡量=assess
This generally involves making a new monthly budget — or adjusting a current one — to accommodate the money needed to afford the targeted large expense.
這通常涉及制定新的每月預算，或調整現有預算，以支付大額開銷。
on a tight budget以緊縮的預算accommodate(v.)容納、顧及～(的需要)
While this can be helpful for those only working toward a single large expense, others may have multiple big purchases on the horizon.
儘管這對於只為單一大額開銷而努力的人來說很有幫助，但其他人可能有多項大額消費在即。
on the horizon即將來臨
In such cases, they should not only look at the cost and timeline of each expense but also compare the urgency of each spending goal.
如果是這種情況，不僅要考慮每項支出的費用和付款時間表，還要比較每項支出目標的迫切性。
urgent(adj.)急迫的、迫切的urgency(n.)迫切性
In doing so, it can be easier to prioritize potential expenses and balance one’s monthly budget further.
如此一來，就更容易為可能的支出排定優先順序，並進一步平衡每月預算。
priority(n.)優先考慮的事prioritize(v.)確定(事項的)優先次序get your priorities straight or right釐清優先順序
After finding the best place to save money, a regular review of progress is necessary.
在找到儲蓄的最佳方式後，定期檢討進度也是必要的。
review(n.)檢討
Since life is unpredictable, unexpected expenses can pop up that require immediate financial attention.
由於生活充滿變數，突發的支出可能會突然出現，需要立即在財務上加以注意。
since(conj.)因為predictable(adj.)可預測的unpredictable(adj.)無法預測的pop up突然出現
As a result, personal budgets should be monitored periodically to ensure that short- and long-term financial health is not compromised while successfully executing a large expense plan.
因此，應定期監控個人預算，以確保在執行大筆開銷計劃的過程中，不會影響到短期與長期的財務健康。
as a result因此=consequentlymonitor(v.)監控periodically(adv.)定期地=regularly=on a regular basiscompromise(v.)妥協、損害、傷害、危及execute(v.)執行