保證拿回全數存款
On March 8, crypto-friendly bank Silvergate Capital announced its plans to close down and liquidate its assets.
3月8日，加密貨幣友善銀行Silvergate Capital宣佈停止營運和清算資產的計畫。
liquidate (v.)清算asset (n.)資產、財產net asset 資產淨值fixed asset 固定資產
As a consequence, the company’s stock plunged over 36% during after-hours trading.
因此，其股票在盤後交易中暴跌了超過36％。
as a consequence=as a result=therefore 因此plunge (v.)暴跌、驟跌
Following the announcement to shut down, Silvergate revealed its plan to liquidate its assets and repay all of its customers’ deposits.
在宣布停止營運後，Silvergate公佈了清算其資產並償還所有客戶存款的計畫。
repay (v.)償還
The bank explained that this decision was the best path forward in light of recent industry and regulatory developments.
該銀行解釋，考慮到最近的產業和監管法規走向，這是最佳出路。
in light of 有鑑於……、考量到……
Silvergate reassured its customers that they will receive their deposits in full.
Silvergate向客戶保證，他們將拿回全數存款。
reassure (v.)向……再三保證、使安心
Several partners of the California-based bank, including prominent companies like Coinbase Global and Galaxy Digital, severed ties with the bank.
這家總部位於加州的銀行的幾個合作夥伴，包括知名公司Coinbase Global和Galaxy Digital，紛紛與該銀行撇清關係。
-based (suffix)總部設在……的prominent (adj.)突出的、知名的sever (v.)斷絕、切割sever ties with sb. 與某人斷絕關係
In response to Silvergate’s announced shutdown, Coinbase clarified that it did not hold any client or corporate funds at Silvergate, and Binance CEO Changpeng Zhao stated that his company did not suffer any asset losses at the bank.
Coinbase在回應Silvergate的聲明時澄清，它沒有在Silvergate存放任何客戶或企業資金，而Binance CEO趙長鵬則表示，他的公司在該銀行沒有遭受任何資產損失。
corporate (adj.)公司的corporate culture 公司文化
Silvergate has been highly supportive of crypto companies, with one of its most noteworthy previous clients being the crypto exchange giant FTX.
Silvergate一直十分支持加密貨幣公司，它其中一個前知名客戶是加密貨幣交易巨頭FTX。
be supportive of sb.(sth.) 支持某人（某事物）noteworthy (adj.)值得注意的、很重要的
However, FTX’s bankruptcy at the end of 2022 became the Lehman Brothers Moment for the crypto industry.
然而，FTX在2022年底的破產成為加密貨幣界的雷曼兄弟時刻。
bankruptcy (n.)破產bankrupt (adj.)破產的go bankrupt 破產
As a result, Silvergate has become the first US bank to shut down since FTX’s collapse after reporting a loss of $1 billion in the fourth quarter last year due to investors withdrawing over $8 billion in deposits.
因此，由於投資者撤回了超過80億美元的存款，Silvergate在去年第四季傳出10億美元的虧損，Silvergate成為FTX垮台後首間倒閉的美國銀行。
collapse (n.)瓦解、崩潰
It has yet to be seen whether other US banks will shy away from the crypto industry in the future.
目前還不清楚其他美國銀行未來是否會迴避加密貨幣產業。
shy away from sth. 迴避、退縮shy away from confrontation 避免衝突shy away from responsibility 迴避責任shy away from public speaking 害怕公開演講