數百萬勞工退休儲蓄增加
Taiwan’s Bureau of Labor Insurance announced on March 4 that the country’s Labor Pension Fund posted a record-high 12.6% return on investment in 2023, amounting to gains of NT$478.5 billion.
台灣勞工保險局於3月4日宣布，2023年度勞退基金投資報酬率達到創紀錄的12.6%，收益達新台幣4,785億元。
Bureau of Labor Insurance勞工保險局post(v.)宣告;發表;公布return on investment投資報酬率amount to…總計達…=add up to=total
Due to this “remarkable achievement,” the retirement savings of millions of Taiwanese workers were “significantly enhanced.”
由於這一「傲人成績」，數百萬台灣勞工的退休儲蓄「大幅增加」。
enhance(v.)提高;改善;增強
Previous to 2023, the highest return rate had been 11.84% — a figure set in 2009 — and the annual record of total gains — which was recorded in 2021 — was NT$283.7 billion.
在2023年之前，最高的報酬率為2009年的11.84%，而年度總收益的最高紀錄為2021年的2,837億元。
previous to…在～之前=prior to…
Based on 2023’s noteworthy level of fund performance, more than half of the 12.72 million people enrolled in the fund are expected to see their pensions rise by over NT$20,000, and a quarter of them will experience an increase exceeding NT$50,000.
根據勞退基金在2023年引人注目的表現水準，「預計超過1,272萬名的投保人中，有一半以上的人的退休金將增加超過2萬元，四分之一的人將增加超過5萬元」。
based on…根據noteworthy(adj.)值得注意的=worthy of notepraiseworthy(adj.)值得稱讚的newsworthy(adj.)有新聞價值的enroll in…註冊;登記exceed(v.)超過=be more than…
In an announcement detailing these gains, the BOLI stated that the specific amount of each individual’s pension increase would be dependent upon both their length of enrollment and premium rate.
在一份詳列勞退基金收益的公告中，勞保局指出，每個人的退休金增加的具體金額將取決於其勞保年資和保費費率。
detailing…詳細列出…=that detailed…be dependent upon or on sth. 取決於～、視～而定=depend onbe determined by…取決於…enrollment(n.)註冊premium(n.)保費
For enrollees wanting to know how their pensions had been affected by these record gains, the BOLI is now offering “various digital and physical channels” through which changes can be checked.
對於希望了解這些創紀錄收益如何影響其退休金的投保人，勞保局現在提供「多元數位和實體管道」供查詢。
enrollee(n.)報名;參加者physical(adj.)實體的
Digitally, individuals’ information can be accessed through mobile phone verifications, digital certificates and online labor insurance certificates.”
數位管道包括行動電話認證、自然人憑證和虛擬勞保憑證。
access(v.)讀取(電腦文檔)、取得(資料)verification(n.)證實、證明、驗證certificate(n.)證書;憑證birth certificate出生證明
Meanwhile, those wanting in-person assistance can visit any brick-and-mortar BOLI office in Taiwan.
同時，民眾可以到台灣任何一個實體勞保局辦事處臨櫃查詢。
in-person assistance親自協助brick-and-mortar實體的
Last year’s record gains for enrollees were achieved through the Bureau of Labor Fund’s skillful management of its funds, which included a strategy of investing in the local stock market.
去年勞退基金收益創新高，得益於勞動基金運用局對資金的精明管理，其中包括投資本地股市的策略。
enrollee(n.)註冊者policy(n.)保單policyholder(n.)投保人、保戶
Capitalizing on the impressive 26.8% increase in the TAIEX, Taiwan’s Stock Exchange Weighted Index, these local investments contributed to 46% of the gains made by BOLF-managed funds, including the Labor Pension Fund.
利用2023年台股加權股價指數26.8%的驚人漲幅，這些本地投資為勞動基金（包括勞退基金）帶來了46%的收益。
capitalize on利用Taiwan’s Stock Exchange Weighted Index台股加權股價指數index(n.)指數contribute to…貢獻;造成;促成
Overall, these funds posted an annual return rate of 12.8%, reaching a total value of NT$719.37 billion last year.
整體而言，勞動基金去年年投報率達到12.8%，全年投資獲利7193.7億元。
overall(adv.)整體而言=in general=generally