空頭支票
Cindy is at a bank. She wants to cash a check.
辛迪在銀行，她要兌現一張支票。
Cindy: Hi, I’d like to cash this check. I’ve already endorsed it.
辛迪：嗨，我想兌現這張支票。我已經在支票上背書了。
endorse(v.)背書(轉讓票據兌現權利)
Teller: Just a moment… Sorry, ma’am. I’m afraid we can’t clear your check.
行員：請稍等啊⋯⋯小姐，不好意思，恐怕我們無法兌現您的支票。
clear(v.)兌現
Cindy: Why? Is there anything wrong with my check?
辛迪：為什麼？支票有什麼問題嗎？
Teller: It’s a bounced check, which means the issuer’s account doesn’t have enough balance to cover it.
行員：這是張空頭支票，也就是說發票人的帳戶餘額不足以支付。
dishonored check 空頭支票payer=issuer 發票人payee=recipient 受款人balance(n.)餘額、結存cover(v.)支付
Cindy: What should I do then?
辛迪：那我該怎麼做？
Teller: You’ll have to write a bad check notice to the person who wrote this check. You need to explain how much money is due, to whom the check is payable and when the replacement payment should be made as well as the name of the issuing bank.
行員：您得寫一封不良支票通知書給發票人。您得闡明應付金額、受款對象、應於何時支付替代款項，以及開立支票的銀行名稱。
due(adj.)預計的、預期的payable(adj.)應支付的、可兌付的replacement(n.)替代或更換(的事物)
Cindy: Got it. Oh! I just found that the issuer misspelled my name. Does it matter?
辛迪：了解。啊！我剛發現發票人拼錯我的名字，會怎麼樣嗎？
misspell(v.)拼錯spelling bee 拼字大賽
Teller: We consider that a minor error. The check can still be honored at our bank as long as you can provide proof of identification.
行員：我們把那視作小疏失。只要您能提供身分證明，支票還是可以在本行兌現。
consider sth. (to be) 將某事物視為honor(v.)兌現、履行as long as… 只要～
Cindy: Is there anything else that I need to take note of?
辛迪：還有什麼我需要留意的嗎？
Teller: There is one thing. Some checks can become void as early as 60 days after they are drawn. Be sure that you have your check honored before it becomes stale-dated.
行員：還有一項。有些支票開立後最早會在60天內失效。確保您在到期前兌現支票。
void(v.)使失效、使作廢；(adj.)無效的null and void 無法律效力的stale(adj.)過時的、走味的、不新鮮的stale-dated(adj.)過期的