共享一切，包括債務
Sid and Nancy just got married. They are thinking about opening a joint account.
希德和南西剛結婚，他們在考慮開設聯合帳戶。
Sid: I’m so looking forward to filing my taxes next year.
希德：我好期待明年報稅噢。
file a request 提出申請file a lawsuit 提出告訴file a complaint 提出投訴file a petition 發起連署
Nancy: What’s wrong with you?
南西：你有什麼毛病啊？
Sid: We got married, sugar cube! One of the perks of getting married is having a higher income tax threshold!
希德：親愛的，我們結婚啦！結婚的其中一個好處就是繳納所得稅的門檻變高了。
perk(n.)福利、好處=benefitthreshold(n.)門檻
Nancy: Is it going to be more complicated to file though?
南西：那報稅會變得更複雜嗎？
complicated(adj.)複雜的、麻煩的
Sid: Not if we share an account.
希德：有了聯合帳戶就不會變得更複雜。
Nancy: How so?
南西：怎麼說？
Sid: We can combine our finance at tax time, so the process will be more streamlined with a joint account. Sharing household expenses will be easier this way as well.
希德：我們可在繳稅季合併財務，有了聯合帳戶就可以簡化報稅流程。分攤家庭開銷也會因此變得輕易。
combine(v.)（使）合併、（使）結合streamline(v.)簡化～、使～變得更有效率
Nancy: What other advantages are there?
南西：其他優點是什麼？
merit(n.)優點
Sid: Well… if anyone of us passes away, the other party will maintain full control of the account. In legal terms, it’s called ‘right of survivorship.’
希德：如果我們其中一人去世，另一人可全權持有帳戶，法律上稱之為「未亡人所有權」。
in legal term 以法律的專業術語來說、就法律的角度而言in simple terms 簡言之in strong terms 用詞強烈in crude terms 措辭不加修飾survivor(n.)倖存者、未亡人、生者
Nancy: Let’s not talk about this. And what are the drawbacks?
南西：別說這個了。那有什麼缺點呢？
drawback(n.)缺點、不利因素=demerit=disadvantage=downside
Sid: We share everything, including debts. I hope you have already paid off your student loan.
希德：我們會共享一切，包括債務。希望妳已經繳清了學貸。
debt(n.)債務、欠款debtor(n.)負債者be in debt 負債pay off 付清pay down 償還部分欠款run up 積欠
Nancy: Now that sounds interesting!
南西：這才聽著有趣呢！