旅客可能意外背上債務！
Many tourists use mobile payment apps like PayPay when visiting Japan.
許多旅客到日本時會使用像PayPay這樣的行動支付應用程式。
Recently, users reported receiving sudden transfers of 10,000 yen (about NT$2,000) from strangers.
最近，有使用者反映，突然收到陌生人轉來的一筆1萬日圓（約新台幣2,000元）。
transfer(n.)轉移、轉帳deposit(v.)存錢withdraw(v.)提領
At first, it may seem like a gift, but Japanese police warn that these unexpected payments can be part of a “forced loan” scam.
一開始，這筆錢看似是一份禮物，但日本警方警告，這些意外入帳可能是「強押借貸」詐騙的一部分。
loan(n.)貸款
In this type of fraud, the recipient might later be pressured to repay the money with very high interest rates.
在這種詐騙中，收款人可能會被迫以高額利息償還這筆錢。
recipient(n.)接受者、接收器welfare recipient領取社會福利的人／award recipient受獎者receipt(n.)收據be pressured to VR被迫去做某事
It is important to disable PayPay’s default “auto-receive” feature and only accept confirmed payments to avoid trouble.
務必關閉PayPay預設的「自動收款」功能，並僅接受經確認的匯款，以避免麻煩。
disable(v.)關閉、停用(某項功能或設定)disabled(adj.)行動不便的unable(adj.)沒有能力的confirm(v.)確認／confirmation(n.)確認
Police also recommend contacting your bank or the payment platform immediately if you receive unknown funds.
警方也建議，如果收到不明款項，應立即聯絡銀行或支付平台。
promptly(adv.)迅速地
This helps confirm whether the transfer was a mistake or part of a scam.
這樣可以確認這筆款項是錯誤入帳，還是詐騙的一部分。
whether...or...不論是～還是～error(n.)錯誤／fault(n.)錯誤
Travelers should always check incoming transactions and adjust app settings for safety.
旅客應隨時檢查入帳交易，並調整應用程式設定以確保安全。
incoming(adj.)即將到來的income(n.)收入transaction(n.)交易modify(v.)調整make adjustment調整
A few simple careful steps can help you enjoy your trip without trouble.
幾個簡單的預防措施就能讓你順利享受旅程，免於麻煩。