濫用補貼？
The Ministry of Finance has launched a formal investigation into violations of Taiwan’s new youth housing loan program.
財政部已針對台灣「新青安房貸」計畫中的違規行為正式展開調查。
launch(v.)發起formal(adj.)正式的informal(adj.)非正式的
While the program aims to assist young homebuyers, several breaches have been identified, including subleasing properties and using proxies to apply for loans and sign property titles — both of which violate the program’s self-occupancy requirement.
新青安計畫旨在幫助年輕人購屋，但近期發現多起違規案例，包括將房產轉租，或利用人頭戶申請貸款並登記房產，這些行為均違反計畫「自住」的規定。
aim to VR 目的;旨在breach(n.)破壞、違反(法律、協議等)in breach of~違反～lease(v.)租借;租用proxy(n.)代理人apply for申請self-occupancy(n.)自住occupancy(n.)居住
Finance Minister Chuang Tsui-yun addressed the issue during a session of the Legislative Yuan’s Finance Committee.
財政部長莊翠雲在立法院財政委員會的會議中，針對此問題作出回應。
address(v.)針對～作回應session(n.)(議會等機構的)會議;(法庭的)開庭
Lawmakers Huang Shan-shan of the Taiwan People’s Party and Yang Chiung-ying of the Kuomintang questioned the ministry’s progress in addressing misuse of the loans.
民眾黨立委黃珊珊與國民黨立委楊瓊瓔針對貸款違規使用問題，質詢財政部的處理進度。
misuse(n.)濫用;不當使用;盜用
Minister Chuang responded that state-owned banks are actively working to recover interest subsidies from borrowers who are not living in the properties as declared.
莊部長表示，公股銀行正積極追回非自住貸款戶的利息補貼。
state-owned banks公股銀行make efforts努力recover(v.)收回;追回subsidy(n.)補貼、補助金as declared 根據申報內容;如所聲明
According to a ministry official, the first two rounds of inspections focused on loans approved between August 1, 2023, and June 30, 2024.
根據財政部官員透露，前兩波的查核主要針對2023年8月1日至2024年6月30日之間核准的貸款進行。
inspect(v.)、inspection(n.)檢查、審查、稽查
During this period, 1,575 cases were found to violate the occupancy requirements, representing about 2.4% of all approved applications.
在此期間，共發現有1,575件違反自住規定的案件，佔所有核准申請案約2.4%。
represent(v.)代表
So far, 75% of the misused subsidies have been recovered, totaling NT$22.55 million.
目前已追回75%的違規補貼，金額達新台幣2,255萬元。
so far目前為止=to date
A third round of inspections is currently underway. This round has broadened the investigation to include both new youth loan program participants and borrowers from earlier housing programs.
目前正在進行第三波的查核工作，並擴大調查範圍，除了針對新青安，還包括舊青安的貸戶。
underway(adj.)正在進行的;正在發生的broaden(v.)擴大
The ministry hopes these measures will discourage misuse and ensure that government subsidies are directed toward legitimate homebuyers.
財政部表示，希望這些措施能有效遏止不當行為，並確保政府補貼能真正幫助到有需要的購屋者。
measure(n.)措施discourage(v.)遏止=deterbe directed toward... 針對…;用於...
Officials emphasized that protecting public funds is crucial and that subsidies should be used to assist those in need, not individuals seeking to take advantage of real estate loopholes for profit.
官員強調，保護公帑至關重要，補貼應惠及真正需要的民眾，而非讓不肖人士利用房地產漏洞牟利。
assist(v.)協助=aidtake advantage of利用real estate房地產loophole(n.)漏洞