財務難有喘息空間
In a financial move that will drastically affect home loans across the country, Taiwan’s central bank raised key interest rates by 12.5 basis points on March 23.
台灣央行作出一項將大幅影響全國房貸的金融決策，於3月23日將基準利率上調12.5個基點。
drastically (adv.)大幅度地、徹底地
Marking the fifth consecutive quarter of interest rate increases, this latest action to fight inflation brought the total interest rate hike to 75 basis points since March of last year.
這是連續第五季調漲利率，這次調漲是為了對抗通貨膨脹而採取的最新行動，使自去年3月以來的累積升息達到75個基點。
consecutive (adj.)連續的
Mortgage rate averages at the five largest banks in Taiwan reached 1.98% in February — their highest level since July 2015.
台灣五大銀行的房貸平均利率在二月份達到了1.98％ —— 這是自2015年7月以來最高點。
mortgage (n.)房屋貸款take out a mortgage 申請房屋貸款
However, after the increase on March 23, the rates climbed to 2.078%.
然而，自3月23日升息之後，利率上升至2.078%。
climb (v.)上升、上漲=rise, increase, go upsurge (v.)大幅上升=soar
For many people paying new home loans, this will have a huge effect on their interest payments.
對於許多剛開始付貸款的人來說，這將對他們的利息支出產生巨大影響。
have an effect on sth. = affect sth. 影響……
According to Great Homes Realty Research Manager Lang Mei-nan, those paying off 30-year mortgages of NT$10 million will pay an extra NT$3,423 in interest per month, resulting in an increase of NT$41,076 per year.
大家房屋企畫研究室主任郎美囡指出，那些要在30年內償還1000萬元新台幣房貸的人每個月將多支付3423元新台幣的利息，導致每年多付4,1076元新台幣。
realty=real estate (n.)房地產
As the equivalent of around 90.5% of the average regular monthly wage in Taiwan, these added interest payments will affect homebuyers and the overall housing market alike.
由於額外的利息相當於台灣平均每月固定薪資的90.5%左右，這將對購屋者和整個房市產生影響。
the equivalent of 相當於
Evertrust Rehouse Co., which is one of the largest property brokers in Taiwan, noted that prospective homebuyers are far from enthusiastic about the state of the housing market due to both home prices and the ever-increasing interest rates.
臺灣主要房屋仲介公司永慶房屋表示，由於房價和日益增長的利率，潛在購屋者對於房市的現況並不熱衷。
Co.=company (n.)公司insurance broker 保險經紀人stockbroker (n.)股票經紀人far from+形容詞 絕不……、一點也不……
These rate hikes are just the tip of the iceberg as far as 2023’s predicted woes for working people though.
不過，就2023年勞工預期將面臨的困境而言，升息只是冰山一角。
the tip of the iceberg 冰山一角woes (n.)困難、問題、困境
In addition to Taiwan’s central bank forecasting that the country’s consumer price index (CPI) will increase by a total of 2.09% throughout the year, electricity rate hikes scheduled for April are also a good indication that financial relief may be scarce in Taiwan for the remainder of the year.
除了台灣中央銀行預測全年的消費者物價指數（CPI）將增加2.09％之外，四月份計劃調漲電費也反映了到年底台灣在財務上似乎沒有太多的喘息空間。
forecast (n.)(v.)預測、預報index (n.)指數NASDAQ Index 那斯達克指數Nikkei Index 日經指數scarce (adj.) 很少的、稀有的、罕見的remainder (n.)剩餘的東西