理智刷卡的獎勵
Martin and Tiffany are colleagues. They are talking about how to get a higher credit limit on a credit card.
馬丁與蒂芬妮是同事。他們在談論如何提高信用卡的信用額度。
Martin: You mentioned last week that you were applying for a new credit card. Was your application approved?
馬丁：你上禮拜提到你正在申辦新的信用卡。申請通過了嗎？
apply for申請～application(n.)申請approve(v.)核准、批准decline(v.)否決、拒絕=reject=deny
Tiffany: Yes! I got the credit card from my bank, but the credit limit is pretty low because it’s my first card.
蒂芬妮：通過了哦！我拿到了銀行核發的信用卡，但因為這是我的第一張卡，所以信用額度相當低。
Martin: Well, once you start building credit by using the card and paying off some of the balance, there are a few ways you can increase your credit limit.
馬丁：一旦你開始刷卡累積信用，並繳清卡費，是有幾種方式可以提高信用額度的。
pay off還清pay down a debt償還部分欠款balance(n.)結存、餘額、信用卡費
Tiffany: Really? How can I go about it?
蒂芬妮：真的嗎？那要怎麼做？
go about sth.著手處理某事=start to do sth.=deal with sth.
Martin: Well, after you use the card for a while, you might get an automatic increase. This is a reward for using it responsibly.
馬丁：在你用了一陣子後，信用額度可能就會自動提高。這是理智刷卡的獎勵。
automatic(adj.)自動的automatic pilot自動駕駛模式automatic gearbox自動變速箱reward(n.)獎勵monetary reward金錢獎勵material reward物質獎勵responsibly(adv.)負責任地
Tiffany: Oh, that would be good. What else can I do?
蒂芬妮：哦，那真不錯。我還可以怎麼做？
Martin: If you get a raise at work or somehow increase your income, you can also make a request online, or even call the bank, to see if you can boost your credit limit.
馬丁：若你獲得加薪或以某種方式增加收入，你也可以線上申請，甚至是打給銀行，詢問可否調高信用額度。
raise(n.)加薪pay cut減薪promotion(n.)升職、晉升demotion(n.)降職income(n.)收入income tax所得稅annual income年收入boost(v.)提高
Tiffany: We are scheduled for a raise at work soon, so I’ll try that. Thanks!
蒂芬妮：我們公司不久後會規劃加薪，所以我會試試看的。謝啦！
be scheduled for排定～