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Have You Used “Taiwan Pay” Yet?

你台灣Pay了嗎?

播放內容:
Have You Used “Taiwan Pay” Yet?
搶付帳掏出手機
Taking out your phone instead of your wallet at the cashier is a very common sight these days. Have you tried “Taiwan Pay” yet?
結帳時掏出手機而非掏錢包,這個景象越來越常見了,你體驗過台灣Pay了嗎?
instead of~而不是=rather than
The company “Financial Information Co., Ltd.” is financed and set up together by the Ministry of Finance and other public and private financial institutions.
財政部及公、民營金融機構共同出資籌設「財金資訊股份有限公司」。
finance(v.)提供資金=fund
It has also invested in the Taiwan Mobile Pay Company. This company has recently rolled out the “Taiwan Pay QR Code Common Payment” system, which hopes to increase the use of mobile payments.
財金資訊投資的「台灣行動支付公司」最近推出了「台灣Pay QR Code共通支付」系統,希望提升行動支付的使用普及率。
roll out 推出(新產品或服務)=launch
The difference between “Taiwan Pay” and other existing mobile payment systems such as Apple Pay, Android Pay, and Samsung Pay, is that it is a debit card and not a credit card system.
和國內既有行動支付系統Apple Pay、Android Pay、Samsung Pay等的不同處在於,台灣Pay是綁定金融卡,而非信用卡。
debit card簽帳卡;金融卡
You can only use funds that already are available on your card, and this feature is the answer to users who need to control their consumption budget.
帳戶裡有多少錢就用多少錢, 較能滿足某些用戶控制消費預算的需求。
feature(n.)特點;功能consumption(n.)消費budget(n.)預算
As the Ministry of Finance and both private and public financial institutions support the Financial Information Co., Ltd., it is much easier for users to trust and support their mobile payment system and the QR code standardization.
由於財金資訊股份有限公司具備財政部及公、民營銀行共同出資的背景,其行動支付系統和標準化的QR code規格較易獲得信賴與支持。
standardization(n.)標準化
There are currently 13 banks that have joined the “Taiwan Pay” payment platform, and there will be 14 more banks joining before the end of next year.
目前加入台灣Pay支付平台的銀行已有13家,明年底之前還會有14家金融機構陸續加入。
platform(n.)平台
Any user that is opening a new bank account with these banks will enjoy the convenience of “Taiwan Pay.”
在這些銀行開戶的消費者都能享受台灣Pay的便利。
“Taiwan Pay” will not only be able to pay for things, but also transfer money and pay your taxes.
台灣Pay的功能不僅只於支付,你還可以透過它轉帳、繳稅。
transfer(v.)轉帳
By scanning the QR code and entering the amount of money, you can even tip a street performer using “Taiwan Pay”.
透過掃描QR code再輸入金額,你甚至可以透過台灣pay打賞街頭藝人。
scan(v.)掃描
As more and more people are facing problems of information leaks, missing cellphones and hacked accounts, not all people welcome the idea of mobile payment.
鑒於對個資外洩、手機遺失、帳戶遭盜的疑慮,並非所有人在現階段都能接受行動支付。
leak(n.)(機密資訊)外洩、洩漏
Financial Information Company says as long as you protect your personal financial information, no one can use your “Taiwan Pay” if they pick up your lost phone.
財金資訊公司表示,只要妥善保管與金融有關的個資,即使撿到手機也無法使用台灣Pay消費。
as long as~只要
We’re not sure how well “Taiwan Pay” will do in the long run, but what we can be sure of is the increased use of phone payments in the future.
我們不確定台灣Pay長期下來會實施得如何,可以確定的是,未來掏出手機付帳的景象,一定會越來越多。
in the long run長期下來=in the long term

📚 重點單字片語

instead of~
而不是=rather than
finance(v.)
提供資金=fund
roll out
推出(新產品或服務)=launch
debit card
簽帳卡;金融卡
feature(n.)
特點;功能
consumption(n.)
消費
budget(n.)
預算
standardization(n.)
標準化
platform(n.)
平台
transfer(v.)
轉帳
scan(v.)
掃描
leak(n.)(
機密資訊)外洩、洩漏
as long as~
只要
in the long run
長期下來=in the long term
🎧

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