手續費和郵電費
Jane wants to send money to her sister. She is at the bank.
珍想要匯錢給她妹妹。她人現在在銀行。
Jane: Hello. I would like to transfer money to my sister in the States.
珍：哈囉，我想要匯錢給在美國的妹妹。
transfer (v.)轉移,調動,轉帳the States=the United States 美國
Bank teller: OK. Would you like to send the money through telegraphic transfer?
行員：好的，您是要透過電匯寄錢嗎？
telegraphic (adj.)電報的；telegraphy (n.)電報
Jane: What is that?
珍：那是什麽？
Bank teller: A telegraphic transfer, or TT, uses the SWIFT network to wire money electronically to a recipient’s bank account.
行員：電匯使用SWIFT網絡將錢電傳給受款人的銀行帳戶。
wire (v.)電匯electronically (adv.)以電子的方式recipient (n.)接受者
Jane: Is this the best method?
珍：這是最好的方式嗎？
method (n.)方法,方式
Bank teller: Many clients choose to transfer money this way because it is convenient, quick, and safe.
行員：很多客戶選擇用這種方式匯款，因為它快速、便利且安全。
client (n.)客戶；customer (n.) 顧客
Jane: If I am sending money from Taiwan, will my sister receive NTD?
珍：如果我從台灣寄錢，我妹妹是否會收到新台幣？
Bank teller: No, the funds transferred will be converted from one currency to another.
行員：不會，匯過去的錢會被轉成另外一種幣值。
convert A to(into) B 將A變成Bcurrency (n.)貨幣
Jane: Is the remittance fee expensive?
珍：匯款手續費會不會很貴呢？
fee (n.)費用；college fees 大學學費
Bank teller: It depends on the bank, but the fee for an outgoing wire transfer usually includes the bank service commission and the cable charge.
行員：每間銀行的情況不同，但匯出匯款的費用通常包括銀行的手續費和郵電費。
depend on 依賴, 取決於commission (n.) 委員會,手續費,傭金charge (n.)費用；admission charge 入場費