創造公平競爭環境
Recently, a new digital bank targeting the Black and Latinx community has been launched in the United States.
最近在美國成立了一家專為非裔和拉丁裔社群服務的網路銀行，
targeting…=which targets…以…為目標;以…為主要服務對象has been launched 現在完成被動式
Greenwood was founded by Bounce TV founder Ryan Glover, former Atlanta Mayor Andrew Young — also former US ambassador to the United Nations — and rapper-activist Michael Render.
這家名為「格林伍德」的網路銀行由電視頻道Bounce TV的創辦人格洛弗（Ryan Glover）、前亞特蘭大市市長並曾經擔任美國駐聯合國大使的楊（Andrew Young）以及饒舌歌手、社運人士瑞德（Michael Render）所創立。
found(v.)創立;創辦=set up=establishfound-founded-founded創立;創辦founder(n.)創辦人activist(n.) 社運人士;倡議者
According to its founders, the bank will specialize in financing Black and Latinx entrepreneurs who typically have a harder time securing loans from traditional banks.
創辦人們說，這家銀行將專門為向傳統銀行申請貸款常常碰壁的黑人和拉丁裔創業者提供融資。
specialize in…專門從事;專攻;專門研究finance(n.)財務;金融(v.)資助;贊助=fundentrepreneur(n.)企業家;創業者secure(v.)獲得;設法得到=obtain
The bank’s name is derived from the Greenwood district in Tulsa, Oklahoma, an early 20th century business community known as “Black Wall Street.”
格林伍德一名取自俄克拉荷馬州塔爾薩市的格林伍德區，格林伍德區在20世紀初是商業區，被稱為「黑人華爾街」。
be derived from~=derive from~=come from=originate from源自於(which is) known as 以…名號為人所知;眾所皆知的…
The neighborhood was eventually burned down by white rioters during the 1921 Tulsa race massacre.
這座商業區在1921年發生塔爾薩種族屠殺時被白人暴徒燒毀。
riot(n.)暴動rioter(n.)暴民massacre=mass killing 大屠殺
According to Michael Render, the goal of the Greenwood bank is to revive the spirit of the Oklahoma community by creating a fair playing field for Black and Latinx citizens.
瑞德說，格林伍德銀行的宗旨就是為黑人和拉丁裔公民創造公平的競爭環境，以重振格林伍德區的精神。
revive(v.)(使)復甦、(使)復原、(使)復興playing field 運動場a fair playing field 公平的競爭環境=a level playing field
“Today, a dollar circulates for 20 days in the white community but only six hours in the Black community,” Render said in a statement. “Moreover, a Black person is twice as likely as a white person to be denied a mortgage. This lack of fairness in the financial system is why we created Greenwood.”
瑞德說：「如今，一美元在白人社區中流通20天，而在黑人社區只有6個小時。」「而且黑人被拒絕貸款的機率是白人的兩倍。金融制度缺乏公平性就是我們創立格林伍德的原因。」
circulate(v.)(血液或空氣)循環、(貨幣)流通、(消息)流傳mortgage(n.)抵押貸款、房貸
Co-founder Glover said that he has been working on the bank project since early 2019, but he said interest in the venture spiked after the police killing of George Floyd, an African American man, in May, which triggered a wave of anti-racist protests across the US.
共同創辦人格洛弗說，他從2019年年初開始就開始籌備創立銀行，但是在5月非裔男子佛洛伊德被警察殺害後，全美爆發反種族歧視抗議浪潮，許多人開始表示對成立銀行的計畫有興趣。
has been Ving現在完成進行式venture(n.)(有風險的)企業;投機活動;商業冒險spike(v.)(通常指在下跌前)上升至非常高的數量(價格或程度)trigger(v.)引發;觸發=spark=touch offracism(n.)種族歧視racist(adj.)種族歧視的(n.)種族歧視的人
The issue of “structural racism” has once again become the focus of discussion in American society about how people of color are discriminated against at the institutional level.
同時「結構性種族主義」又再次成為美國社會的焦點話題，討論有色人種在制度層次被歧視的問題。
structural racism結構性種族主義discriminate against 歧視、差別對待institutional(adj.)機構的、制度的institution(n.)(大學、銀行等)機構;團體an educational institution醫療機構
Glover said many Americans, including many in the corporate world, have been inspired to support Black-owned businesses and financial institutions.
格洛弗說，有很多美國人，包含許多企業界人士，受到感召願意支持黑人持有的企業和金融機構。
corporate(adj.)(大)公司的;企業的corporate executives企業主管the corporate world企業界financial institutions金融機構
The Greenwood bank has now raised more than $3 million in seed funding from angel investors.
格林伍德銀行現在已經向天使投資人募集到超過300萬美元的種子資金。
raise(v.)募集(資金)(raise-raised-raised)seed funding=seed fund=seed money種子基金angel investors天使投資人
According to a report released by Citigroup in September, US Gross Domestic Product has lost $16 trillion since 2000 as a result of discrimination against African Americans, including in education and access to business loans. By comparison, US GDP totaled $19.5 trillion in 2019.
花旗集團9月份發布的一份報告顯示，自2000年以來，由於對非裔美國人的歧視，包括在教育和申請商業貸款方面的歧視，美國國內生產毛額（GDP）損失了16兆美元，相較2019年美國GDP為19.5兆美元。
Gross Domestic Product=GDP國內生產毛額as a result of~由於…的緣故;因為…=because ofdiscrimination(n.)歧視;差別待遇access to~取得…的管道或途徑;利用或接近某事物的權利或機會by comparison相比之下;相較而言