股票與信託
Investment is a way for people to use their money for a period of time to gain positive returns, such as profits greater than their original investment.
投資是人們利用自己的資金在一段時間內獲取利潤的一種方式，例如獲得比原本投資金額更高的利潤。
gain (v.)獲得return (n.)收益、利潤a negative return 投資虧損
Despite the large number of investment options, there are several common types that all investors should know about.
儘管有眾多的投資選擇，但還是有幾種常見的類型是所有投資者都應該了解的。
large number of+可數名詞 很多……large amount of+不可數名詞 很多……
Stocks are one of the most common ways to invest.
股票是最常見的投資方式之一。
Through buying shares of a company’s stock, an investor becomes the owner of a small part of that company.
通過購買一家公司的股票，投資者擁有該公司的一小部分。
share (n.)股份
As a shareholder, an investor can participate in the company’s growth by earning regular dividend payments of the company’s profits.
作為股東，投資者可以通過獲得該公司盈利的定期配息來參與該公司的成長。
participate in 參與dividend (n.)股利、股息
Investors can also purchase bonds, which gives them ownership of part of the debt of an institution, like a government or corporation, for a certain period of time.
投資者也可以購買債券，這使他們在某一段時間裡擁有像是政府或公司等機構的一部份債權。
bond (n.)債券a bondholder 債券持有人a junk bond 垃圾債券debt (n.)債務、借款pay off one’s debt 還清（某人的）債務be deep in debt 債臺高築
Bond holders can then earn regular interest payments, and when the bond matures, the bond’s full face value is usually returned to them.
債券持有人可以獲得固定利息，當債券到期時，通常會歸還投資者債券的面額本金。
mature (v.)（保單、債券等）到期
Pooled investments are another common type. Funds, such as mutual funds, are one example where investors allow their money to be managed by a professional to help them invest in various ways, including buying stocks, bonds and commodities, to earn dividend payments.
集合投資是另一種常見的投資類型，例如共同基金就是其中一例，透過基金，投資人可以由專業人士管理自己的資金，幫助他們以各種方式進行投資，包括購買股票、債券和商品，以獲取股息。
pool (v.)集合、匯集professional (n.)專業人士a fund manager 基金經理人various (adj.)各式各樣的
Finally, trusts are another pooled investment option.
最後，信託是另一種集合投資選擇。
Under a manager, money in a trust is invested on behalf of its shareholders to earn them dividends from things like rental income on real estate investments.
經理人代表股東投資信託中的資金，從出租收入和房地產投資等方面賺取股息。
on behalf of sb. 代表某人real estate 房地產、不動產real estate agent 房地產經紀人