餘額無人認領
Evan and Denise are a couple. They are getting ready to move abroad.
埃文與丹尼絲是對夫妻。他們準備移居國外。
Evan: It’s only a few weeks away that we are leaving our motherland for a whole new life. Have we taken care of everything?
埃文：只剩幾週我們就要離開母國開啟全新的人生了。一切都處理好了嗎？
Denise: Hmm… oh, there is one. I haven’t closed my bank account. I should have done that last week.
丹尼絲：嗯⋯⋯哦，還有一件。我還沒關閉帳戶呢。我上個禮拜就該處理好的。
Evan: You can just leave it open if you want to.
埃文：你想要的話，可以就讓它開著啊。
Denise: I think it’s better to have my account closed, or else it will become dormant if it remains untouched for too long.
丹尼絲：我覺得關掉帳戶比較好，不然太久沒用的話會變成不活躍帳戶。
dormant(adj.)靜止的、無活動的、不活躍的dormant account不活躍帳戶=inactive accountuntouched(adj.)未動用的
Evan: I know that the account will be deactivated and eventually closed.
埃文：我知道帳戶會被註銷，最後被關閉。
deactivate(v.)註銷、使失效activate(v.)啟動、啟用
Denise: And the balance in the account would probably go unclaimed. Once that happens, getting the money back could be a hassle.
丹尼絲：帳戶餘額可能會落得無人認領。一旦發生了，要追討那筆錢可是很麻煩的。
balance(n.)餘額unclaimed(adj.)無人認領的claim(v.)索取unclaimed baggage無人認領的行李unclaimed property無主房產
Evan: You’re right. There is one thing you should know, though. When closing a credit card account, you would experience a short-term drop in your credit score.
埃文：你說得對。但有一點你該知道。關閉信用卡帳戶時，你的信用評分可能會在短期內降低。
a drop in sth.某事物的降低=a decrease in sth.an increase in sth.某事物的增加或提高short-term(adj.)短期的long-term(adj.)長期的credit score信用評分credit rating信用評等
Denise: That won’t be a problem for me since I am not looking for loans anytime soon.
丹尼絲：那對我而言不成問題，反正我近期內也不會申請貸款。
loan(n.)貸款business loan商業貸款student loan就學貸款mortgage(n.)房貸