未來經濟嚴重衰退
JPMorgan Chase CEO Jamie Dimon predicted the U.S. will soon enter a “bad recession,” adding that banks will likely see financial pressure similar to that of the 2008 financial crisis.
摩根大通執行長戴蒙預測，美國經濟很快就會進入「嚴重衰退」，還表示銀行業可能面臨金融壓力，其嚴重性與2008年金融危機不相上下。
adding that…=and he added that…magnitude(n.)重大、重要性
“At a minimum, we assume that it will include a bad recession combined with some kind of financial stress similar to the global financial crisis of 2008,” Dimon said in his annual letter to shareholders. “Our bank cannot be immune to the effects of this kind of stress.”
「至少，我們認為會包括經濟嚴重的衰退，以及某種類似於2008年全球金融危機的金融壓力，」戴蒙在給股東的年度信函中說：「這種壓力的影響，我們的銀行也無法倖免。」
at a minimum 最低限度;至少combined with~加上=coupled withshareholder(n.)股東to be immune to 對… 免疫，引申為不受…影響
Dimon said his bank was preparing for economic growth to plunge as much as 35% in the coming weeks and months. The nation’s unemployment rate could reach 14%, the highest rate since the Great Depression, and may not even peak until the end of this year.
戴蒙說，摩根大通正在為未來幾周和幾個月經濟成長重挫多達35％做準備。美國失業率可能達到14％，將是經濟大蕭條以來最高水準，而且可能要到今年年底才會達到高峰。
the Great Depression經濟大蕭條peak(n.)山峰(v.)達到最高點=reach the highest point
Dimon made the dire predictions as part of his annual letter to shareholders. It remains unclear “how fast or slow the recovery will be,” or how his bank would fare in the crisis, he said.
戴蒙在致股東的年度信中提出這些可怕的預測。他表示，「復甦速度會多快或多慢，他的銀行在危機中會有怎樣的表現」，目前仍不明朗。
dire predictions可怕的預測dire(adj.)嚴重的;危急的;極端的fare(v.)遭遇;進展
Dimon was more pessimistic about prospects for the economy than some industry figures. When stock markets were sliding last month, former Goldman Sachs CEO Lloyd Blankfein said in a tweet to “expect quick recovery when health threat recedes.” He said the economy “will avoid systemic damage” that takes years to work through.
戴蒙對經濟展望的看法，比一些業界人士更悲觀。上個月股市大跌時，高盛前執行長布蘭克芬在推特上寫道：「健康威脅消退時，預計景氣會迅速復甦。」他說，經濟「會避開系統性傷害」，而這種傷害需要好幾年時間才能解決。
pessimistic(adj.)悲觀的optimistic(adj.)樂觀的recede(v.)減弱;下降work through 解決問題，解決困難
While JPMorgan is fresh off a record year for revenue and profit, Dimon said that the bank’s earnings “will be down meaningfully in 2020” because of the coronavirus. He also warned that in an “extremely adverse” downturn in the U.S. economy, the lender would probably consider suspending its dividend to preserve capital.
儘管摩根大通去年的營收和獲利才創新高，但戴蒙表示，由於新冠肺炎的影響，該銀行「2020年的收益將大幅下降」。他還警告，在美國經濟「極其不利」下滑的情況下，摩根大通可能考慮暫停配發股息以保留資本。
fresh off剛剛完成earnings 獲利= profitadverse(adj.)不利的;負面的;有害的downturn(n.)衰退，低迷a downturn in the housing market 房屋市場低迷dividend 股息，股利
That message is likely to reverberate among bank investors and analysts. With the leader of America’s largest bank by assets broaching the topic of a dividend cut, it would seem that most banks could also be vulnerable if the economy doesn’t recover later this year.
這個訊息可能會引發銀行投資人和分析師的回響。這家美國資產最大的銀行執行長談起減少配息的話題，如果今年稍晚經濟沒有復甦，大多數銀行似乎也會受到衝擊。
reverberate(v.)回響;産生廣泛影響broach(v.)談起;提出=bring upvulnerable(adj.)脆弱的;易受影響的