銀行自行吸收？
Kyle and Mary are friends. They are discussing ATM fees for Mary’s new bank card.
凱爾和瑪麗是朋友。他們在討論瑪麗新金融卡的提款手續費。
Mary: I just signed up for a new bank account and got a brand-new bank card.
sign up報名參加～、申辦～
Kyle: Does your bank have a lot of ATMs that you can use?
瑪麗：我剛申辦了新的銀行帳戶，拿到一張全新的金融卡。
Mary: There’re a lot around here, but I am not sure how many there are outside of the city.
凱爾：你的銀行有很多提款機可以使用嗎？
Kyle: You should check if your bank has fee reimbursement for using other banks’ ATMs before you travel next week.
瑪麗：這附近有很多，但我不太確定城外有幾台。
Mary: That’s a really good idea. It would be a shame if I had to pay fees to get money out.
凱爾：你應該在下週出遊前確認一下，使用其他銀行的提款機時，你的銀行會不會退手續費。
It would be a shame if… 倘若～，就太可惜了
Kyle: Well, even if you have to use an out-of-network ATM, some banks will reimburse the fee that you get charged.
瑪麗：那真是個好主意。領錢還要付手續費就虧大了。
even if即使、就算
Mary: Oh, that’s really good to know. I will check my bank’s policy about this.
凱爾：就算你必須使用跨行提款機，有些銀行還是會幫你退手續費的。
policy(n.)政策government policy政府政策economic policy經濟政策office policy辦公室政策
Kyle: It’s best to check before you start withdrawing money from other ATMs. Even if your bank will cover the fee, they may have a monthly limit on how many times they’ll reimburse you.
瑪麗：噢，幸好你有告訴我。我會去確認銀行的相關政策。
withdraw(v.)提款、提領overdraw(v.)透支cover(v.)支付monthly(adj.)每月的daily(adj.)每日的yearly(adj.)每年的quarterly(adj.)每季的